Terms of Service

Last updated: October 2025

Welcome to Xendwise.com (“Xendwise”, “we”, “our”, or “us”). By accessing or using our website and services (the “Service”), you agree to be bound by these Terms of Service. Please read them carefully before using our platform. If you do not agree with these Terms, you must stop using Xendwise immediately.

1. About Xendwise

Xendwise is an independent comparison platform that helps users find the best and cheapest way to send money internationally. We compare exchange rates, transfer fees, and delivery times from leading providers like Wise, Remitly, Western Union, Revolut, and others. We are not a money transfer provider ourselves, we do not hold or transmit money, nor do we execute transactions on behalf of users. Our goal is to make international money transfers transparent, affordable, and easy to compare.

2. Acceptance of Terms

By using Xendwise, you confirm that:

• You are at least 18 years old or have reached the legal age of majority in your jurisdiction.
• You have read, understood, and agreed to these Terms.
• You comply with all applicable laws when using the platform.
• If you are using Xendwise on behalf of a company or organization, you represent that you have the authority to bind that entity to these Terms.

3. Our Services

Xendwise provides:

• Comparison tools for international money transfer services.
• Up-to-date data on exchange rates, fees, and transfer options.
• Educational and informational content to help you make informed decisions.

We strive to ensure all information is accurate and current, but we cannot guarantee real-time accuracy. Exchange rates, fees, and conditions may change at any time, please always confirm details directly with the transfer provider before making a transaction.

4. Our Relationship with Providers

Xendwise partners with various money transfer companies and financial institutions. When you click on a provider's offer and complete a transfer on their platform, you are entering into a direct agreement with that provider, not with Xendwise. Some providers may pay Xendwise a referral commission when you use our comparison links. However, this does not affect the ranking or impartiality of our comparisons. Our recommendations are based solely on transparency, cost, and reliability.

5. User Responsibilities

When using Xendwise, you agree to:

• Provide accurate information when prompted.
• Not attempt to disrupt, hack, or misuse the website.
• Respect the intellectual property rights of Xendwise and its partners.
• You are responsible for verifying any financial information before making a decision.
• Xendwise is not liable for losses resulting from reliance on third-party data or services.

6. Accuracy and Availability

We make every effort to keep our information accurate and up-to-date. However, we cannot guarantee:

• That all rates and fees are correct at all times.
• That the platform will be uninterrupted, secure, or error-free.

Xendwise is provided on an “as is” and “as available” basis. We reserve the right to modify or suspend the Service at any time, without notice.

7. Limitation of Liability

Xendwise does not provide financial or investment advice. All comparisons and recommendations are for informational purposes only. To the fullest extent permitted by law, Xendwise and its team shall not be liable for:

• Any financial losses resulting from using or relying on the Service.
• Any direct, indirect, incidental, or consequential damages.
• Errors, inaccuracies, or interruptions of service.

Your use of Xendwise is entirely at your own risk.

8. External Links

Our platform may include links to third-party websites. These links are provided for convenience only. We do not control or endorse those websites and are not responsible for their content, security, or privacy practices. Always review the terms and privacy policies of any external site you visit.

9. Modifications

We may update these Terms from time to time. When we do, we will revise the “Last Updated” date at the top of this page. Continued use of Xendwise after updates constitutes your acceptance of the revised Terms.

10. Contact Us

If you have questions or concerns about these Terms, please contact us at: contact@xendwise.com. Xendwise.com